TSGLI applications can get denied for many reasons. Some of the most common seem to revolve around the loss of activities of daily living (ADL). Typically, if a service member files a TSGLI claim for a loss of limb or severe injury, their TSGLI claim may be paid without the need for reconsideration and/or appeals. Unfortunately, one of the more difficult qualifying losses to prove revolves around ADLs.
True or False: Payment of TSGLI reduces the amount of SGLI payable at the time of the Service member’s death. FALSE: SGLI claims are paid regardless of body armor or helmet type. Wearing body armor or a helmet is not a requirement for a SGLI claim to be paid.